Annual Aggregate Limit of $250,000 per business. Sub-limits for certain coverages do apply, please refer to the actual policy.

The Policy is facilitated through the North American Data Security RPG. North American Data Security RPG is a risk purchasing group formed in Michigan and authorized under the Liability Risk Retention Act (the “LRRA”), which is a federal law enacted in 1986 to facilitate access to liability insurance on a more cost-efficient basis. As a risk purchasing group and pursuant to the LRRA, the Company is permitted to collectively purchase liability insurance on behalf of group members to cover their similar exposures that result from the members’ common practices or activities.

No, a Risk Purchasing Group is not an insurance company; it is a collective group of businesses with no common ownership purchasing liability insurance on a group basis. The RPG does not assume any risk. Further, it allows the group to gather purchasing strength to buy insurance at a significant cost savings with broadened coverage.

Technology Insurance Company, Inc. rated A- by AM Best.

No, simply enrolling in the program allows you to be a member.

Each enrolled business will have their own limit of liability separate and distinct from the other enrolled businesses.

Yes. Once enrolled, your certificate and copy of the policy are available online through the web portal within 24 to 48 hours.